Credit Officers

Credit Officers supervise the collection and analysis of financial data of loan accounts, assess the value of collaterals and maintain an up-to-date credit library for assessment of credit facilities. They evaluate and process loan applications. Credit Officers monitor loan repayment activities and consult solicitors on legal actions to collect loans of doubtful and bad accounts. They conduct enquiries on and keep records of customers' background and history, financial strength and loan commitments, results of company searches, reports from relevant trade and commerce associations, and newspaper clippings and other references. They also attend to requests from financial institutions and other reputable parties on customers' credit standing and general information.